SteemPower Investments - Earnings from leasing is changing

in spinvest •  8 months ago 

Hello everyone, today i will mostly be talking about how SPinvest's future earnings will be affected by the current state of the leasing market and what we can do about it. I will explain everything as best and as transparent as i can and then i will make some suggestions about how we can move forward. Feedback is vital here folks, investors and club members. Within the coming weeks, a few things will need to be decided and we can put @conradsuperb who is running @spinvest-votes to work and get some things sorted.

Steem powered investments @spinvest has been set up to offer an investment fund based on funding from STEEM POWER. Investments are funded through filling STEEM POWER delegation lease requests for community projects and by taking advantage of STEEM's booming eco-system. The aim is not to get rich quick; the aim is to build a safe portfolio of investments that will stand the test of time while ensuring all investor's starting capital is not at risk. Full details can be found here

The Current State of Things

Before we get started, we all need to be aware that the users of dlease/minnowbooster (same thing) pretty much dictate how much the leasing market is worth. Since HF21, the ROI for leasing SP has been dropping and has gone from a solid 20% down to 14-15%. Right now, we are doing ok because we filled a lot of lengthy lease requests pre HF21 but they are starting to end. Below you can see a screenshot of what we have ending over the 2 weeks. Please keep in mind that we need to add 5 days to each of these for the cool-down period before the SP is useable. The total of leases ending within the next 14 days will be around 11,000SP


Since HF21, we have been focusing on off-market leases but with the prices, the way they are, some people have been asking about leasing SP for a lower rate then our current delegatees are paying. This is expected and we cant surprised about this but it does require some focused attention and action. Let's make no bones about it, our rates will have to go down and are earnings will drop by a few percents. When the market moves, we gotta move with it and make the most of what we've got.

The current states of things are we need to make a plan and we have around 2 weeks to get this done and dusted

Off Market Leasing

We currently fill 3 off-market lease requests, 1 for SteemLeo and 2 community bots. Each lease is set up with the same payments of 10 STEEM per week per 2500SP. This works out to be a 20.8% ROI for us. Please see the screenshot below, i have tried to write this but can't. It's not hard to understand but i made this excel sheet to show you better how i work out off-market lease prices. I sorta normally just do it with a calculator but i might use this sheet from now on, lol.

The 1st column shows our current rate of 10 STEEM per week per 2500SP, the middle column boxed in red is what i would suggest is for us and the last column is if we matched Dlease current rates. Everything is set to 13 weeks as i would expect this is a minimum and it makes it easy to work out numbers. I would suggest that we drop down to 9 STEEM per week per 2500SP leased ou to ensure we keep our customers.

We are not trying to undercut Dlease as we offer a better service. Off-market leases are pay as you go and require no time commitment, its pure P2P. This lets tribes, communities are users lease larger amounts of SP by paying weekly instead of all at once (huge advantage). Most people require the SP for the foreseeable future and off-market leases can run from months to years with no work required after the setup. It's easy and busy people like easy. I think we are justified in charging a little extra STEEM. What do you think?

Dlease is longer an option at under 15%

There are 2 ways we can go about this.1/ We can aim for tribes/communities/projects that will require larger amounts of SP are 2/ we could aim to provide an alternative to dlease by offering off-market lease's through posts? We can always delegate SP to earn tribe tokens and convert them into STEEM but it would be a lot of work and a backward way of doing things. I just don't like the idea of having SP in the SPinvest not really earning anything more than curation.

1/ Aiming for bigger accounts would be the easiest way to go about things. For example, contacting the guy that does leasing for the SBI upvoting bots are talking with the founders of the tribes that we are already involved with. SteemLeo is currently taking around 25,000 SP from us, whos says Neoxian are RaggeaSteem will not take some.

2/ This would require a new account that would be run like a STEEM POWER bank. At would provide a weekly post about stats are something but its main purpose would be the hold leasing contracts made with users. Some tracking would be involved but steemworld is an amazing tool and makes long work short.

What does it all mean?

Earning are going to go down, that's a certainty and there nothing we can do about except roll with it.

We could continue to use dlease at current rates and still make are targeted 20% per year. Let us say we take 15% for requests on dlease and then add on 2.2% for SP inflation we would earn 17.2% from our SP. Now, based on last weeks non-SP related earnings of 80.90 STEEM divided by total STEEM holdings multiplied by 52 weeks to get the yearly figure of 6.38% pushing us well over the 20% mark at 23.58 %. This means other earning like post payouts, tribe account, etc earn an ROI if you will of 6.38% per year based on the total balance. I'm learning new stuff, i never knew that before. Point is, we could easily continue on as we are and still earn our target of 20% per year.

I think we can earn at least 17% are maybe even 18% from leasing SP if we put a little work into it. Right now with SPinvest holding under 100,000 SP, it does not make a huge difference to overall earnings but when we have 500,000 are 1 million SP, these small differences seem to look bigger and it would be great to have something set in place ready to absorb every STEEM cent we can from our SP balance.

Things that need to be voted on

Pick how to use STEEM POWER going forward?
1/ Continue what we are doing
2/ Aim for communities/tribes/project that requires lots of SP
3/ Set up our own STEEM POWER leasing bank
4/ A little bit of all the above

If anyone would like to vote on changing the 9 STEEM per week per 2500SP rate is anything else related feel free to raise your voice.

Below are steemconnect hotlinks that allow investors to buy SPI tokens directly from @spinvest. Each token is currently priced at 1.20 STEEM and beside each link is the true STEEM cost to reduce confusion. You can also send any amount directly to @spinvest and i will issue you SPI tokens to 2 decimal places for the value of STEEM to send. All tokens bought directly will be sent to investors SE wallets within 24 hours but most likely much sooner.
5 SPI tokens - 6 STEEM
10 SPI tokens - 12 STEEM
25 SPI tokens - 30 STEEM
50 SPI tokens - 60 STEEM
100 SPI tokens - 120 STEEM
250 SPI tokens - 300 STEEM
500 SPI tokens - 600 STEEM
1000 SPI tokens - 1200 STEEM
2500 SPI tokens - 3000 STEEM


InformationURL Link
SteemPower Investments Introduction PostClick HERE
SteemPower Investments Club Partnership AgreementClick HERE
How to become a club memberClick HERE
How to convert SE tokens into SPI tokensClick HERE
Join the SPI club Discord serverClick HERE
Join the SPI curation trailClick HERE
What's best for the SPI Club? Centralized vs DecentralizedClick HERE
SPI tokens 95% buyback guaranteeClick HERE
SPI Club monthly Fiat to SPI token group buyClick HERE

All questions are welcome, please ask in the comments below

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The lot of work without a lot of people comes to mind.

As much as I appreciate the idea of setting up our own leasing bank, my question is could the time and effort be better spent elsewhere? There are a number of ways that effort can create a return on Steem, with more popping up each day.

Perhaps it is best to lock in a lower rate. We need to keep in mind this could be a short term situation since there will likely be a RC leasing pool after the next hard fork (maybe start thinking about setting up a leasing bank for that...get ahead of the curve).

It seems like we are at the point where we need to put out heads together and figure out more ways, through effort to get a few more SP flowing in each week.

I totally agree we could use our time and SP balance better. I do not much about an RC leasing market, as far as i know, these can only really be used to make new accounts. I understand interactions with the blockchain require RC's but anyone with 100SP should be able to post and comment as they please. I'll deffo need to look into that cause it sounds interesting.

We could set a group private chat on discord for the 5-10 most active SPI users and we could use this as a place to bump heads and bounce idea's for this. Voting is cool but it's slow and you know yourself, a community/club with have core members and members that joined just to be members. I think after almost 20 weeks i could pick out our core members. Just an idea if how you move things along alittle faster.

The key with the RC pool is the numbers. If a project expects 1,000 users, using your 100 SP (I found 40-50 SP is enough), then you are looking at leasing the equivalent of 100K. It obviously might not work out that way with the RC as opposed to SP so we will have to see.

I have a feeling, since the ones with a lot of SP put this idea together, it is going to be a means to a return for RC holders.


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Option #4 sounds like a good idea. I am not sure how smt's are going to effect the market, but I am sure it will for better or worse so we should keep that in mind as well.

Cool, thank you for your feedback.

SMT's could bring competition to SPinvest but we have a good head start. I dont have any plans right now for SPI to convert into an SMT token but if the club wants it, i'll make it happen

At this point, I fail to see a reason to make SPI a SMT. SMT is based upon the content/reward system which SPI does not require.

I agree,

The initial motto of SpInvest is a long-term investment. This means a slower but more secure return.

I would choose the fourth option. It's just how much percent to devote to each activity. In my opinion, the focus should be on supporting communities and tribes

Spreading your eggs, i like it :)

Thank you for your feedback

9 steem per week sounds right to me - and we can just 'not' take dlease loans right now, who knows what tomorrows market may bring.

For now, we should definitely negotiate some big clients like tribes and others you mentioned!

Excellent, thank you for your feedback.

Tribes and communities would be the easiest way for us to go. It's require's me selling to them but once once we get them, we have them.

I agree with @bucipuci. Long term = small risk
If you decide to lease SP, I am willing to lease 2,500 SP at the price you decide, 9 or 10 Steem/week, for a very long time of your choosing.

Option 4 seems the most appealing

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I agree with bucipuci, although I am not a member I do hold a bit of SPI so I wanted to express my opinion.

Thank you for checking out the post and leaving some feedback.

So, you like to spread your eggs. I think this the way forward for us, just could a matter of just figuring out how much goes where.

Thanks for this boss. I’ll honestly probably just use this as template for the club vote- if that’s cool?

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